Surprising fact: over 50 banks and financial institutions compete in this market, with typical interest ranges near 2.8%–3.2%

Surprising fact: after a 1 percentage point move between September and December 2024, the federal-funds target now sits

Surprising fact: in Singapore today’s typical borrowing cost for asset-backed deals sits near 2.8%–3.2% p.a., a narrow band

Surprising fact: nearly one in three Singaporean loan seekers say flexible access to funds changed their financial plans